For Investors

What is The Holding?

The Holding is a cryptocurrency holding company — a public portfolio with roots tracing back to 2016. We invest across three pillars: fundamental assets, DeFi income-generating strategies, and venture investments.

Think of The Holding as a ready-made investment recipe that we publicly manage and share with others.

In 2 clicks, you gain 10 years of tested allocation experience. What took us years of research, testing protocols, navigating market cycles, and refining risk ratios — you receive ready-made. Skip the trial-and-error. Start with a proven foundation.

Why three funds?

The portfolio is split into three funds with different goals and risk levels:

• Substantia (75%) — Foundation. Bitcoin, Ethereum, gold, silver. Fundamental assets for long-term capital preservation and reliable growth. Low risk, stability.
• Defitea (20%) — Income. DeFi protocols with sustainable cashflow: Curve, Convex, Pendle, Aero, and others. The assets themselves also have strong growth potential. Medium risk, regular yield.
• Singul (5%) — Venture. High-risk investments in AI, GameFi, and metaverse sectors. High risk, potential for 10x-100x returns.

This is classic risk distribution: the foundation (75%) protects capital, the income portion (20%) generates cashflow, and the venture portion (5%) offers upside potential.

Why Singul includes new tokens: The venture allocation is designed to adapt. While our foundation (75% in BTC/ETH/metals) remains stable over years, the venture portion (5%) is our experimental zone. We actively track emerging sectors and rotate positions as the market evolves. This is intentional: stability in the core, agility at the edges.

What do you get turnkey?

When you connect your wallet and launch the portfolio, you receive an exact copy of The Holding's structure on your seed phrase:

• Same assets in the same proportions (75/20/5)
• DeFi yield harvesting setup
• 100% non-custodial — everything on your seed phrase
• Full control over all future decisions

It's like getting a ready-made investment portfolio in 2 clicks. You don't need to manually buy each asset, calculate proportions, or set up DeFi positions. Everything happens automatically through an Enzyme Finance vault.

What you DON'T get

DCA (Dollar Cost Averaging) is not done for you.

The Holding provides you with a ready-made portfolio structure — a snapshot of the current asset allocation. This is a one-time copy, not ongoing management.

We do NOT:

• Buy additional assets for you using DCA strategy
• Manage your capital on an ongoing basis
• Make investment decisions on your behalf

You receive a ready-made projection of the holding at the moment of connection. Further management is in your hands.

What you CAN do next

After receiving the portfolio, you can:

• Continue DCA yourself — buy more BTC, ETH, gold, silver on your own schedule
• Adjust proportions to match your goals and risk profile
• Add new assets to the portfolio
• Withdraw yield from DeFi positions

The portfolio is fully yours. You control the seed phrase, you make the decisions.

Money Skill Sharing

The Holding is a non-custodial portfolio mirror service. A form of "money skill sharing."

Imagine your money instantly gaining the skills of an experienced investor: it automatically distributes across a proven structure, takes positions in DeFi protocols, and gains exposure to venture bets.

Instead of spending years learning crypto markets, DeFi, and metaverses — you copy a ready-made strategy in 2 clicks and start at the level The Holding has reached over 10 years (since 2016).

This is not trading. This is long-term capital allocation.

We don't sell weekly performance reports or flashy past returns. The Holding isn't about "buy today, profit next month." We're sharing a deeply researched structure refined over 10 years.

What you're getting is a formula for long-term capital growth (3-5+ years) — a three-layer architecture designed to survive market cycles, capture DeFi yields, and participate in next-generation digital assets.

This is a ticket for your capital to join a long-term journey with significant growth potential. Not a get-rich-quick scheme. Not trading signals. A proven allocation strategy for the long haul.

Important: Balance your overall portfolio with other asset classes — real estate, business equity, savings, bonds. But we don't give financial advice on your broader allocation. That remains your decision.

In short

You GET: A ready-made crypto portfolio with significant long-term growth potential. 75/20/5 allocation with yield harvesting setup.

You DON'T GET: Ongoing capital management, automated DCA, automated rebalancing, investment advice.

You CONTROL: Seed phrase, all assets, all decisions about future actions.